Prayagraj, Uttar Pradesh: In a moment that beautifully captured the essence of enduring relationships beyond public life, Uttar Pradesh Cabinet Minister Shri Nand Gopal Gupta “Nandi” paid a personal visit to “Gyan Sagar,” the residence of the Kharabanda family. He was warmly received by Shri Himanshu Kharabanda, a respected business leader and President of Sarv Samaj Udyog Vyapaar Mandal, along with his wife Mrs. Ranjana Kharabanda and son Dr. Shashank Kharabanda, Founder & CEO of AngelLife Group.

The visit was marked by warmth, mutual respect, and a deep sense of familiarity—reflecting a bond that has stood the test of time. More than a formal courtesy, it was a heartfelt interaction between individuals connected by years of trust, guidance, and shared values.

Shri Nand Gopal Gupta “Nandi”, who currently serves as the Cabinet Minister for Industrial Development, Export Promotion, NRI and Investment Promotion in the Government of Uttar Pradesh, is also the elected MLA from Prayagraj South constituency. A key figure in the Hon’ble Chief Minister Yogi Adityanath-led government, Nandi Ji has played a significant role in driving industrial growth and investment across the state. Yet, beyond his public achievements, he is widely admired for his humility, accessibility, and unwavering connection with people.

At the heart of this visit was his long-standing association with Shri Himanshu Kharabanda, a relationship that transcends professional and political boundaries. Regarded by Nandi Ji, as he is fondly called: as an elder brother, Shri Himanshu Kharabanda has been a staunch supporter since the early days of his political journey. During Nandi Ji’s first election in 2007—a defining moment that led him to the Uttar Pradesh Vidhan Sabha and a ministerial role—Shri Himanshu Kharabanda stood firmly by his side, recognizing his hard work, determination, integrity, and leadership potential.

Over the years, this association has evolved into a deep familial bond, rooted in mutual respect, trust, and unwavering support. Shri Himanshu Kharabanda, known for his stature in the business community and his balanced, principled outlook, has consistently been a figure of encouragement and wisdom, strengthening this relationship through time.

During the visit, Nandi Ji spent quality time with the family over tea, warmly inquiring about their well-being. The interaction also brought back fond memories of the early years, reflecting on the journey they have shared and the values that have remained constant. His gracious presence and thoughtful engagement once again highlighted his grounded nature and respect for relationships.

Adding to this warmth was the presence of Mrs. Ranjana Kharabanda, whose gracious hospitality and familial warmth made the interaction even more special, further reinforcing the personal connect shared between the two families.

Despite his demanding schedule, Nandi Ji continues to embody the spirit of a “man of the soil.” His social initiatives, particularly “Maa Ki Rasoi,” where meals are served at a nominal cost of ₹9, reflect his deep commitment to serving society. His consistent support for the underprivileged and his approachable nature have earned him admiration across communities.

The visit also included thoughtful conversations about the future of Uttar Pradesh, reflecting Nandi Ji’s vision and lifelong dedication to the state’s growth and progress—values that resonate deeply with Shri Himanshu Kharabanda’s own commitment to community and leadership.

In an era where public life often overshadows personal connections, this visit stood as a powerful reminder that true relationships endure beyond positions and time. The bond between Shri Nand Gopal Gupta “Nandi” and Shri Himanshu Kharabanda continues to grow stronger with each passing year—an inspiring example of trust, respect, and brotherhood that goes far beyond politics.

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Key Highlights of the Waqf (Amendment) Bill, 2024

The Waqf (Amendment) Bill, 2024 proposes several amendments to the existing Waqf Act, 1995, which governs the administration of Waqf properties across India. Some of the major provisions of the bill include:

• Strengthening Waqf Management: The bill introduces stricter guidelines to ensure that Waqf properties are managed effectively and used for their intended religious, social, and charitable purposes.
• Enhanced Transparency and Accountability: The proposed amendments aim to create a centralized digital database of Waqf properties, making it easier to track and prevent encroachments or misuse.
• Faster Dispute Resolution: The bill proposes the establishment of special tribunals for quicker resolution of disputes related to Waqf properties, reducing the burden on regular courts.
• Prevention of Illegal Transfers: Stricter penalties will be imposed for unauthorized sale, lease, or transfer of Waqf properties to prevent encroachments and financial irregularities.

Lok Sabha Debate and Reactions

As the bill was tabled in the Lok Sabha, a heated debate ensued, with members of different political parties expressing their opinions.

The ruling government defended the bill, stating that it was a much-needed reform to protect Waqf properties from illegal encroachments and mismanagement. The Minister of Minority Affairs, while introducing the bill, emphasized that the amendments would bring greater transparency, efficiency, and legal clarity to the governance of Waqf assets.

Opposition parties, however, raised concerns about the bill, with some leaders alleging that it could lead to excessive government interference in religious affairs. A few MPs also demanded stronger safeguards to prevent bureaucratic overreach in the administration of Waqf properties. Some members urged the government to engage in wider consultations with community representatives before finalizing the amendments.

Historical Context of the Waqf Act

The Waqf Act, 1995, which currently governs the administration of Waqf properties in India, was enacted to regulate and protect these assets. Waqf properties are dedicated for religious or charitable purposes under Islamic law, and their proper management is crucial for the welfare of the Muslim community. Over the years, several irregularities, illegal encroachments, and disputes have arisen, necessitating reforms in the existing law.

Public and Religious Reactions

Various religious organizations and Waqf boards across the country have reacted to the bill with mixed opinions. Some Islamic scholars and community leaders have welcomed the move, stating that better regulation and digital monitoring could help safeguard Waqf assets. Others, however, fear that the government may gain excessive control over religious properties, leading to concerns over autonomy.

Conclusion

The introduction of the Waqf (Amendment) Bill, 2024 in the Lok Sabha marks an important step in reforming the administration of Waqf properties in India. While the government argues that the amendments will ensure transparency, accountability, and efficiency, opposition voices stress the need for careful implementation to prevent misuse. As the debate continues in Parliament, all eyes will be on the government’s next move regarding this crucial piece of legislation.

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Q. What motivated you to enter your field, and what key principles drive your work?

A. My journey into advocacy was fueled by my interactions with rural communities—especially youth, farmers, and women—who often lacked basic legal knowledge. This lack of awareness led to fear and uncertainty about their rights. Witnessing their struggles, I felt a strong responsibility to educate and empower them. My initiative in legal education is aimed at reducing fear and ensuring individuals are well-equipped to navigate the legal system. Justice, equality, and the transformative power of knowledge are the core principles that guide my work.

Q. Could you share some of your notable achievements and industry recognition?

A. I have been honored with the Young Businessman Award, Best Consultancy Award, and Best Law Coach Award, which reflect my dedication to legal education and consultancy. One of my most rewarding achievements is the trust I have built within communities. Many individuals, particularly women seeking divorce counseling and entrepreneurs seeking financial and personal advice, regard me as a mentor and a guru. Additionally, I have educated and empowered numerous children and women in legal matters, giving them the confidence to handle legal challenges independently.

Q. Can you highlight a specific contribution or innovation you’ve made in your field? How has it impacted the industry?

A. One of my most significant contributions has been launching an abroad education consultancy aimed at empowering underprivileged students from rural areas. Traditionally, such consultancies were limited to metro cities, leaving rural students with limited guidance. By establishing my consultancy in villages, I have helped over 200 underprivileged students pursue education abroad, transforming their futures.

Additionally, I set up law offices in rural areas where legal awareness was minimal. This initiative has not only provided legal support but also inspired many village youth to study law. Today, these efforts have led to a significant shift in how legal education is perceived and accessed in these communities.

Q. What major challenges have you faced, and how did you overcome them?

A. One of the biggest challenges was addressing the lack of legal awareness among law students and underprivileged individuals in rural areas. Many were hesitant and uncertain about seeking legal guidance. To overcome this, my team and I provided 24/7 support, ensuring every query was answered promptly. We focused on personalized solutions, fostering trust within the community. Through constant engagement, time management, and dedicated problem-solving, we created an effective model to address rural legal needs.

Q. What is your vision for the future, and how do you plan to drive positive change in your field?

A. Over the next decade, my vision is to create a generation of over 150 judges from rural backgrounds, ensuring a diverse and representative judiciary. Additionally, I aim to establish at least five advocates in every village across India to serve marginalized communities. By making legal services accessible at the grassroots level, we can build a more just and equitable society.

Ultimately, my goal is to ensure that every individual, particularly women and female children, can walk freely without fear, knowing they have the legal knowledge and support to protect themselves. When legal empowerment reaches every corner of society, I will consider my mission successful.

Q. What advice would you give to aspiring advocates and education consultants?

A. My advice is simple: work with satisfaction and kindness. While financial stability is important, true success lies in how much you contribute to society. Focus on serving the vulnerable—especially the poor, women, and children—and you will create a lasting impact.

If every individual prioritizes humanity over profit, we can make India a global leader—not just economically, but in creating a society where every person feels valued and protected. Keep working with dedication and kindness, and the world will change because of you.

Closing Thoughts

Sj. Oomprakash MBA LLM PhD is not just an advocate but a visionary leader committed to bridging the legal knowledge gap in rural communities. His relentless efforts in legal education and consultancy have empowered thousands, making a significant impact on society. As he continues his mission to nurture future judges and advocates from underserved areas, his story serves as an inspiration for all who believe in justice, equality, and the power of education. For more information click here:

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In January 2024, Vijay Kumar Sinha took the oath as the Deputy Chief Minister,His first year in office has been nothing short of historic, carving out an image of an impactful leader who not only strengthened the Bharatiya Janata Party (BJP) but also gave Bihar’s politics a new direction. His personality, leadership style, and decision-making abilities have made it clear that he is poised to be a key figure in shaping Bihar’s future.

The Early Journey: Foundation of Leadership

Vijay Kumar Sinha’s entry into politics wasn’t a matter of coincidence; it was a natural outcome of his inherent leadership qualities and organizational skills. Born on June 5, 1967, his interest in social and political activities was evident even during his early education. His association with the Rashtriya Swayamsevak Sangh (RSS) and active participation in Akhil Bharatiya Vidyarthi Parishad (ABVP) from 1983 laid the foundation of his political journey.

While pursuing his studies at a polytechnic college, he emerged as a prominent student leader and served as the student union president, showcasing his leadership capabilities at an early stage.

Strengthening the BJP: A Key Architect

Vijay Kumar Sinha’s association with the BJP began in 1990, marking the start of his significant contribution to the party. His relentless efforts played a vital role in activating the BJP’s youth wing and solidifying the party’s organizational framework in Bihar. His hard work and vision paid off when he won the Lakhisarai assembly seat in 2005, a feat he repeated in the 2010, 2015, and 2020 elections.

Transformational Role as Labor Resources Minister

As the Labor Resources Minister in Bihar’s government in 2017, Vijay Kumar Sinha introduced several reforms to benefit the labor class. He prioritized employment generation and welfare schemes for workers, initiating changes that are still celebrated as milestones of his tenure. His efforts ensured that labor reforms were not just on paper but translated into tangible benefits for the people.

From Assembly Speaker to Deputy Chief Minister

In 2020, Vijay Kumar Sinha was elected as the Speaker of the Bihar Legislative Assembly. His tenure was marked by historic steps to make assembly proceedings more efficient and transparent. His leadership during this period was a testament to his ability to drive meaningful change even in challenging environments.

In January 2024, following the formation of the NDA government in Bihar, Vijay Kumar Sinha was chosen as the Deputy Chief Minister. His tenure so far has been characterized by exceptional organizational skills and visionary leadership. His policies have brought new hope to critical sectors such as agriculture, education, and industrial development.

A Year of Remarkable Achievements: Laying Strong Foundations for the Future

In just one year, Vijay Kumar Sinha has demonstrated administrative excellence and political acumen. His focus on infrastructure development, job creation for youth, and welfare schemes for farmers has inspired confidence among BJP workers and won the trust of the general public.

Driving Economic Growth: Bihar Business Connect

One of the standout initiatives under his leadership is the launch of the ‘Bihar Business Connect’ program, aimed at fostering an investor-friendly environment in the state. This program has already secured investment proposals worth ₹1,80,000 crore, signaling a promising future for industrial development in Bihar. By addressing the state’s industrial challenges and offering incentives to investors, he has laid the groundwork for sustained economic growth.

Cultural Renaissance: Awakening Through Youth Engagement

Vijay Kumar Sinha’s leadership goes beyond political and economic reforms. He has actively participated in social and cultural initiatives, such as the successful organization of the ‘State Youth Festival’ in Lakhisarai. These initiatives have fostered cultural awareness and talent development among the youth, encouraging them to contribute to Bihar’s progress. His belief in the power of the younger generation is evident in his vision of a cultural renaissance in the state.

The Pride of the Bhumihar Community

Belonging to the Bhumihar community, Vijay Kumar Sinha has emerged as one of its most influential leaders. Following the legacy of stalwarts like Shri Krishna Singh, he has consistently worked to uplift and empower his community while maintaining a balanced and inclusive approach toward all sections of society. His commitment to justice and equity resonates across communities, making him a leader who transcends societal divisions.

Transforming Bihar: A Vision for Inclusive Growth

Vijay Kumar Sinha’s leadership symbolizes a harmonious blend of vision and action. Under his guidance, Bihar is witnessing transformational changes across sectors:

1. Agriculture: Policies aimed at increasing productivity and ensuring farmer welfare have revitalized the agricultural sector.

2. Education: Special emphasis on educational reforms is preparing Bihar’s youth for global opportunities.

3. Infrastructure: Development of modern infrastructure, including roads, bridges, and industrial zones, is setting the stage for Bihar’s emergence as a hub of economic activity.

4. Employment: Focused efforts to generate jobs have given hope to millions of youth in the state.

A Bright Future Ahead

The first year of Vijay Kumar Sinha’s tenure as Deputy Chief Minister has established him as a leader who can navigate complex challenges while keeping the state’s interests at the forefront. His inclusive approach ensures that every segment of society benefits from Bihar’s development journey. His ability to strike a balance between economic growth, cultural preservation, and social welfare sets him apart as a transformative leader.

Meeting with the Prime Minister: Strengthening Bihar’s Vision

Recently, Vijay Kumar Sinha met with Prime Minister Narendra Modi to discuss Bihar’s pressing developmental issues. The meeting emphasized integrating Bihar’s youth into the mainstream of national development. Such interactions highlight his commitment to aligning Bihar’s progress with the nation’s broader vision.

The Road Ahead: Leadership Rooted in Hope and Action

Vijay Kumar Sinha’s journey as a leader is just beginning. His dynamic leadership, rooted in dedication and vision, holds the promise of a prosperous and progressive Bihar. His focus on all-round development, combined with his ability to inspire and mobilize people, makes him a beacon of hope for the state’s future.

In one year, Vijay Kumar Sinha has shown what effective leadership can achieve. His efforts are a testament to his unwavering commitment to making Bihar a developed and prosperous state. As he continues to work tirelessly for the state’s progress, he inspires not just his party but also the people of Bihar to dream bigger and achieve greater.

This is not just a story of one man’s achievements but a narrative of Bihar’s resurgence under visionary leadership. With Vijay Kumar Sinha at the helm, the state is poised to emerge as a model of growth, inclusivity, and stability for the entire nation.

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Ravindra Fauzdar’s political journey has not been without challenges. He has spent years serving the community, focusing on pressing local issues. His commitment to social service has earned him a reputation as a trustworthy leader among the residents. In his campaign, Fauzdar is prioritizing key issues such as education, healthcare, and employment. His vision is to address the concerns of the populace and contribute to the development of the region.

By selecting Fauzdar as their candidate, AAP signals its intent to prioritize local concerns. He has outlined a clear strategy for his electoral campaign, emphasizing direct communication with the public. Fauzdar intends to engage with voters actively, listening to their problems and addressing them head-on. This approach not only enhances his popularity but also demonstrates his commitment to being a voice for the community.

Fauzdar believes that youth should play an active role in politics and has plans to initiate various programs in this direction. His goal is to educate young people and encourage their participation in the political process. Fauzdar’s candidacy has ignited new hope, not only for AAP but for the entire Ballabhgarh region.

In the meantime, opposition parties have responded to Fauzdar’s nomination, with some questioning his qualifications. However, Fauzdar remains confident in the support he receives from the public, emphasizing that his primary focus is on resolving the issues faced by the community.

To secure victory in the upcoming elections, Fauzdar must solidify his strategy and amplify his presence among the electorate. This is a crucial time for AAP in Ballabhgarh, and with Fauzdar’s leadership, the party’s prospects look promising. If he successfully implements his plans, the Ballabhgarh region could witness a new wave of development, transforming the community for the better.

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A master strategists 

formulating strategies for elections, and ensuring party policies are effectively communicated and implemented at the state level. His influence likely extends to various aspects of local governance and political maneuvering, helping to shape the BJP’s agenda and impact in Bihar.

Jawaharlal Nehru University (JNU) has long been a breeding ground for some of the most influential leaders in Indian politics. The university’s vibrant campus life, robust student politics, and strong tradition of debate and dissent have produced leaders who are not only well-versed in ideology but also possess the grit and determination required to navigate the complex world of Indian politics.One of the recent JNU student leaders who has made a significant transition into active politics is Santosh Pathak. Their journey from the campus to the political arena is a testament to the powerful impact of student activism on the broader political landscape of the country.

Early Days at JNU 

SantoshPathak’s political journey began within the hallowed halls of JNU, where they quickly emerged as a key figure in student politics. Known for their articulate speeches and unwavering commitment to social justice, they became a voice for the marginalized and the oppressed. Their leadership during various student movements showcased their ability to mobilize students and advocate for issues that mattered, such as affordable education, social equality, and freedom of expression.

Transition to Active Politics

The transition from student activism to mainstream politics is not always easy, but Santosh Pathak managed it with remarkable ease. Their deep understanding of grassroots issues, honed during their time at JNU, gave them an edge in the political landscape. They were able to connect with the electorate, particularly the youth, who saw in them a leader who understood their aspirations and challenges. SantoshPathak’s entry into active politics was marked by their continued advocacy for the causes they championed at JNU. They brought the same passion and energy to their political career, whether it was in BJP Organisation or within their government. Their speeches and policy positions often reflect the values they cultivated during their time at JNU—progressive, inclusive, and uncompromising in the fight for justice.

Impact and Future Prospects

Since entering active politics, Santosh Pathak has made significant contributions to policy debates and has been instrumental in bringing youth-centric issues to the forefront of the national discourse. Their journey serves as an inspiration to many young students and activists who aspire to make a difference in society through political engagement.

As they continue to grow in their political career, Santosh Pathak remains a shining example of how student activism can be a powerful catalyst for change. Their success underscores the importance of universities like JNU in nurturing leaders who are not only politically astute but also deeply committed to the principles of democracy, social justice, and human rights.In a political landscape often dominated by seasoned politicians,

Inspiring Leadership and Team Building

Santosh Pathak stands out as a leader with a fresh perspective, shaped by their experiences at JNU. Their story is a reminder that student leaders can make a profound impact on the country’s future, and that the values instilled in them during their formative years at university can guide them throughout their political careers.As Santosh Pathak continues to rise in the ranks of Indian politics, their journey will undoubtedly inspire many more young leaders to step up and take on the mantle of change, proving once again that JNU is not just a university, but a crucible for the future leaders of India.

A person with true organisational capability 

A party’s success often hinges not just on its leaders’ vision but on the strength and efficiency of its organizational machinery. In this context, the role of Santosh Pathak as Vice President of BJP is crucial. He is a leader who excels in this position, possess exceptional organizational capabilities, strategic insight, and the ability to inspire and manage diverse teams across various levels of the BJP Bihar.

Pathak as Vice President has been characterized by a commitment to strengthening the party’s organizational framework, ensuring that it operates like a well-oiled machine, 

Strategic Vision for Growth

A true testament to Santosh Pathak’s organizational capability is their ability to inspire and lead teams. They have cultivated a culture of inclusivity and collaboration within the party, ensuring that every member, from senior leaders to grassroots workers, feels valued and heard. Pathak leadership style is marked by empathy, open communication, and a genuine commitment to the collective success of the party. This approach has fostered a sense of unity and purpose among party members, which is critical for achieving electoral success and implementing the party’s agenda.

Epilogue 

Santosh Pathak contributions have not only strengthened the party’s current operations but have also laid a solid foundation for its future growth. Under their leadership, the party is well-positioned to navigate the complexities of modern politics and continue to serve the people with integrity and effectiveness. Pathak stands as a paragon of organizational excellence, and their efforts will undoubtedly leave a lasting impact on the party’s legacy.

Saket saurabh Pandey

National convenor 

Social political analysis and communication strategy

(SPACS)

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Background and Factual Matrix

The petitioner, M/s Arif Azim Co. Ltd., an Afghanistan-based company engaged in providing training in computer education and English language, entered into three franchise agreements with the respondent, M/s Aptech Ltd., an Indian company, on March 21, 2013. The agreements granted the petitioner non-exclusive licenses to operate centers under the trade names “Aptech English Language Academy” (AELA), “Aptech Computer Education” (ACE), and “Aptech Hardware and Networking Academy” (AHNA).

A significant dispute arose from the AELA agreement related to payments for a short-term English training course executed under the sanction of the Indian Council for Cultural Relations (ICCR) in 2017. Despite completing the training and incurring expenses, the petitioner claimed non-payment of dues from the respondent, leading to a series of contentious communications and eventual non-renewal of the franchise agreements for AELA and ACE in 2018. The petitioner’s legal pursuit included a failed mediation attempt and finally, an arbitration petition under Section 11(6) of the Arbitration and Conciliation Act, 1996.

Legal Issues

The Supreme Court identified two pivotal issues:

Whether the Limitation Act, 1963 is applicable to an application for the appointment of an arbitrator under Section 11(6) of the Arbitration and Conciliation Act, 1996, and if so, whether the present petition is barred by limitation.

Whether the court may refuse to make a reference under Section 11 of the Act where the claims are ex-facie and hopelessly time-barred.

Applicability of the Limitation Act

The court reaffirmed that Section 43 of the Arbitration and Conciliation Act, 1996 explicitly makes the Limitation Act, 1963 applicable to arbitration proceedings as it applies to court proceedings. The absence of a specific period of limitation under Section 11(6) necessitates reliance on Article 137 of the Limitation Act, which prescribes a three-year limitation period for applications for which no period is provided elsewhere.

In this context, the court cited the authoritative commentary by Gary B. Born and prior judgments, including SBP & Co. v. Patel Engineering Ltd. and Geo Miller and Company Pvt. Ltd. v. Chairman, Rajasthan Vidyut Utpadan Nigam Ltd., emphasizing that the limitation period for seeking appointment of an arbitrator is three years from when the right to apply accrues. This accrual occurs when a valid notice invoking arbitration is issued, and the counterparty fails to appoint an arbitrator within the stipulated period.

Analysis of the Case

In the present case, the petitioner issued a notice for arbitration on November 24, 2022, following a prolonged period of disputes and failed mediation attempts. The respondent contended that the claims were barred by limitation, asserting that the cause of action arose on November 1, 2017, when the petitioner alleged non-payment by the respondent.

The court scrutinized the timeline of events, noting significant gaps in the petitioner’s actions, including a three-year delay between communications regarding the ICCR payments and the initiation of arbitration proceedings. The petitioner argued for the exclusion of the period impacted by the COVID-19 pandemic as per the Supreme Court’s orders in SMW(C) No. 03 of 2020, which extended limitation periods due to the pandemic-induced disruptions.

Conclusion and Judgment

The Supreme Court concluded that while the Limitation Act, 1963 is indeed applicable to arbitration petitions under Section 11(6), the petition in this case was barred by limitation. The three-year period commenced from the last significant communication in March 2018, and despite the exclusion of the COVID-19 period, the petition filed in April 2023 exceeded the permissible limitation period.

This judgment underscores the critical importance of timely action in arbitration proceedings. Parties must be vigilant and proactive in invoking arbitration clauses and pursuing claims within statutory limits to avoid dismissal on the grounds of limitation. The court’s decision reiterates the principle of vigilantibus non dormientibus jura subveniunt – the law assists those who are vigilant with their rights, not those who sleep on them.

Implications for Arbitration Practice

For arbitration practitioners, this judgment highlights several key takeaways:

Understanding Accrual of Cause of Action: Clearly defining when the right to apply for arbitration accrues is essential. Practitioners must advise clients to issue arbitration notices promptly once disputes arise.

Strategic Use of Limitation Extensions: Awareness of statutory orders extending limitation periods, such as those issued during the COVID-19 pandemic, can be crucial in strategizing arbitration petitions.

Proactive Communication: Continuous and documented communication with counterparties regarding disputes can help establish a clear timeline, which is critical for determining limitation periods.

The Supreme Court’s analysis in this case serves as a vital reference for arbitration professionals, reinforcing the need for diligence and precision in managing arbitration timelines and procedural requirements.

Rishabh Gandhi is an Arbitration Lawyer and a Former Judge. Know more about him on – https://www.rgaa.co.in/ 

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